AMI Payments / Legal
Terms of
Use
Last updated: January 2026
Terms of Use
1. Acceptance of Terms
Welcome to AMI Intelligence. By accessing or using our business intelligence platform and services, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, you may not access or use our services.
These Terms constitute a legally binding agreement between you and AMI Intelligence regarding your use of our platform, which provides data and insights on companies operating across African markets.
2. Description of Services
AMI Intelligence provides a business intelligence platform that offers data, metrics, and insights on companies across African markets. Our services include company profiles, market analytics, comparison tools, and research reports covering sectors such as Technology, Finance, Fashion, and Agriculture.
3. Account Registration
To access certain features of our platform, you must register for an account. When creating an account, you agree to:
- Provide accurate, current, and complete information
- Maintain and update your account information as needed
- Keep your login credentials confidential and secure
- Accept responsibility for all activities under your account
- Notify us immediately of any unauthorized access to your account
4. Subscription and Payment
Access to our premium features requires a paid subscription. By subscribing to our services, you agree to:
- Pay all applicable fees as described at the time of purchase
- Provide valid and current payment information
- Authorize us to charge your payment method for subscription fees
- Accept automatic renewal of your subscription unless you cancel before the renewal date
Subscription fees are billed in advance on a monthly or annual basis, depending on your selected plan. Prices are subject to change with reasonable notice.
5. Refund Policy
IMPORTANT: Please read this section carefully before subscribing to our services.
We do not offer refunds for our services due to the digital nature and immediate access provided upon subscription.
Once your subscription is activated, you gain immediate access to our comprehensive database, analytics tools, and research reports. Due to the nature of digital content and the immediate delivery of our services, all sales are final and non-refundable.
This no-refund policy applies to:
- All subscription plans (monthly, quarterly, and annual)
- One-time report purchases
- Add-on features and premium services
- Partial or unused subscription periods
- Subscription cancellations before the end of a billing period
We encourage you to take advantage of any free trial or demo options available before subscribing to ensure our platform meets your needs. If you have any questions about our services before purchasing, please contact our sales team.
6. Cancellation
You may cancel your subscription at any time through your account settings or by contacting our support team. Upon cancellation:
- Your access will continue until the end of your current billing period
- No refunds will be issued for the remaining subscription period
- You will not be charged for subsequent billing periods
- Your account data may be retained in accordance with our Privacy Policy
7. Acceptable Use
You agree to use our platform only for lawful purposes. You may not:
- Share your account credentials or access with unauthorized parties
- Reproduce, redistribute, or resell our data or content without permission
- Use automated systems to scrape, harvest, or extract data from our platform
- Attempt to gain unauthorized access to our systems or other users' accounts
- Use our services for any illegal, fraudulent, or harmful purpose
- Interfere with or disrupt the integrity or performance of our platform
8. Intellectual Property
All content on our platform, including but not limited to data, text, graphics, logos, and software, is the property of AMI Intelligence or our content suppliers and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works based on our content without our express written permission.
Your subscription grants you a limited, non-exclusive, non-transferable license to access and use our platform for your internal business purposes only.
9. Data Accuracy and Disclaimer
While we strive to provide accurate and up-to-date information, AMI Intelligence makes no warranties or representations regarding the accuracy, completeness, or reliability of any data or content on our platform. The information provided is for general informational purposes only and should not be construed as professional advice.
You acknowledge that investment and business decisions involve risk, and you should conduct your own due diligence before making any decisions based on information from our platform.
10. Limitation of Liability
To the maximum extent permitted by law, AMI Intelligence shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our platform. Our total liability for any claim arising from these Terms shall not exceed the amount you paid for our services in the twelve (12) months preceding the claim.
11. Indemnification
You agree to indemnify, defend, and hold harmless AMI Intelligence and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of our platform, violation of these Terms, or infringement of any third-party rights.
12. Termination
We reserve the right to suspend or terminate your access to our platform at any time, with or without cause, including for violation of these Terms. Upon termination, your right to use our services will immediately cease, and no refund will be provided for any unused subscription period.
13. Changes to Terms
We may modify these Terms at any time by posting the revised version on our platform. Material changes will be communicated via email or through a notice on our platform. Your continued use of our services after changes become effective constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in Lagos, Nigeria.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the extent necessary to make it valid and enforceable while preserving its original intent.
16. Contact Information
If you have any questions about these Terms of Use, please contact us at:
AMI Payments / Terms of Use / January 2026
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